Your Dream Pool, Made Easy With Simple Financing

Fiberglass swimming pool with three sheer descent waterfalls and color LED lights flowing from a raised wall into the pool.

Pool Financing Made Simple

Your dream backyard can be closer than you think. We’ve partnered with HFS Financial so you can explore financing options for your new pool in minutes.

Checking your rate won’t affect your credit score

Check My Rate
Get a Quote

Build Now. Pay Over Time.

A custom in-ground pool is one of the best investments you can make in your home and your family’s time together. To make it easier to get started, 2012 Construction & Pools works with HFS Financial, a national home improvement financing platform that connects homeowners with loan options for pool projects. You can see your options before you commit to anything, then spread the cost of your project into manageable monthly payments.

Drone photo of a freeform vinyl liner inground pool with gray paver deck, lounge chairs, and backyard patio layout.
Aerial view of a freeform vinyl liner pool with full paver patio, sun shelf seating area, and outdoor living space in Central Virginia.

Benefits

No Home Equity Needed



These are personal loans, so there’s no refinancing, no appraisal, and no lien on your home.

Fixed-Rate Options



Lock in a fixed monthly payment so you can budget with confidence for years to come.

Fast Answers





Prequalify online in minutes and see your loan options the same day.

Finance the Whole Backyard

Cover the pool plus patio, hardscape, coping, and outdoor living features in one loan.

How It Works

From Quote to Swim Day

  1. Get Your Quote: Contact us for a design consultation and custom quote so you know exactly how much to finance.
  2. Check Your Rate: Click “Check My Rate” and complete a quick online inquiry with HFS Financial. It won’t affect your credit score.
  3. Choose Your Loan: Review your options, select the one that fits your budget, and upload a few documents to verify.
  4. Start Building: Once your loan is funded, we schedule your build and get to work on your new pool.

Ready to see what your monthly payment could look like?
It only takes a few minutes, and there’s no obligation

Financing FAQ

Financing is offered through our partner, HFS Financial, which connects homeowners with third-party lenders. 2012 Construction & Pools is not a lender, and all loan terms are set by the lender you choose.

No. The initial inquiry with HFS Financial does not impact your credit score.

We recommend it. Having your custom quote in hand helps you request the right loan amount for your pool and any patio or hardscape work.

Yes. Many homeowners include decking, pavers, outdoor kitchens, and other backyard features in their project financing.

No. Loans through HFS Financial are personal loans, so they don’t require home equity or refinancing.

For questions about your loan application or terms, contact HFS Financial at 800-254-9560. For questions about your pool design or quote, call us at (804) 386-2261.

Disclaimer

Financing is provided through HFS Financial and its third-party lending partners. 2012 Construction & Pools, LLC is not a lender and does not make credit decisions. All loans are subject to credit approval and lender terms. Rates, terms, and availability vary and are determined by the lender. Not all applicants will qualify.